Getting credit: Credit bureau coverage in Germany

Germany: Getting credit: Credit bureau coverage was 100.0% in 2019. ▲ Rising

Latest (2019)
100.0%
Change on year
unchanged
World rank
1st
of 191 countries
All-time high
100.0%
in 2011
All-time low
85.6%
in 2004
Years of data
16
2004–2019

Getting credit: Credit bureau coverage in Germany, 2004–2019

0204060801002004201120192004: 85.6 % of adults2005: 88.2 % of adults2006: 93.9 % of adults2007: 98.1 % of adults2008: 98.4 % of adults2009: 98.3 % of adults2010: 98.4 % of adults2011: 100 % of adults2012: 100 % of adults2013: 100 % of adults2014: 100 % of adults2015: 100 % of adults2016: 100 % of adults2017: 100 % of adults2018: 100 % of adults2019: 100 % of adults

Source: World Bank. Measured in % of adults.

Analysis

In 2019, getting credit: credit bureau coverage in Germany stood at 100.0%. That is the highest value across all 16 years on record.

Compared with earlier readings it is up 1.7% over ten years.

Over the whole period, getting credit: credit bureau coverage in Germany peaked at 100.0% in 2011 and was at its lowest, 85.6%, in 2004.

That places Germany 1st out of 191 countries with data for 2019, putting it in the top 10%.

The long-run direction has been consistently rising across the 16 years of available data.

Getting credit: Credit bureau coverage in Germany, year by year

Annual values for Getting credit: Credit bureau coverage (% of adults) in Germany, 2004 to 2019.
Year % of adults Change
2004 85.6%
2005 88.2% +3.0%
2006 93.9% +6.5%
2007 98.1% +4.5%
2008 98.4% +0.3%
2009 98.3% -0.1%
2010 98.4% +0.1%
2011 100.0% +1.6%
2012 100.0% +0.0%
2013 100.0% +0.0%
2014 100.0% +0.0%
2015 100.0% +0.0%
2016 100.0% +0.0%
2017 100.0% +0.0%
2018 100.0% +0.0%
2019 100.0% +0.0%

Averages by decade

DecadeAverage LowestHighest Years
2000s 93.8% 85.6% 98.4% 6
2010s 99.8% 98.4% 100.0% 10

Countries ranked near Germany

  1. 1 United States 100.0% compare
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  3. 1 Russia 100.0% compare
  4. 1 Japan 100.0% compare
  5. 1 Argentina 100.0% compare
  6. 1 Australia 100.0% compare
  7. 1 Canada 100.0% compare
  8. 1 Dominican Republic 100.0% compare
  9. 1 Georgia 100.0% compare
  10. 1 Hong Kong 100.0% compare
  11. 1 Iceland 100.0% compare
  12. 1 Ireland 100.0% compare
  13. 1 Israel 100.0% compare
  14. 1 Italy 100.0% compare
  15. 1 South Korea 100.0% compare
  16. 1 Lithuania 100.0% compare
  17. 1 New Zealand 100.0% compare
  18. 1 North Macedonia 100.0% compare
  19. 1 Norway 100.0% compare
  20. 1 Peru 100.0% compare
  21. 1 Poland 100.0% compare
  22. 1 Puerto Rico 100.0% compare
  23. 1 Serbia 100.0% compare
  24. 1 Sweden 100.0% compare
  25. 1 Taiwan 100.0% compare
  26. 1 United Kingdom 100.0% compare
  27. 1 Uruguay 100.0% compare

See the full ranking of 191 places →

More private sector data for Germany

All data for Germany →

Frequently asked questions

What is getting credit: credit bureau coverage in Germany?
Getting credit: credit bureau coverage in Germany was 100.0% in 2019, according to the World Bank.
What is the highest getting credit: credit bureau coverage recorded in Germany?
The highest recorded value was 100.0% in 2011.
What is the lowest getting credit: credit bureau coverage recorded in Germany?
The lowest recorded value was 85.6% in 2004.
How does Germany rank for getting credit: credit bureau coverage?
Germany ranks 1st out of 191 countries with data for 2019.
Is getting credit: credit bureau coverage rising or falling in Germany?
Over the last ten years it is up 1.7%. The long-run trend across the full record is rising.
Where does this Germany data come from?
The figures come from the World Bank, published as part of Getting credit: Credit bureau coverage (% of adults). Statizoid updates them automatically from the source API.

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Getting credit: Credit bureau coverage in Germany. Statizoid. Retrieved 28 August 2026, from https://private-sector.statizoid.com/stat/getting-credit-credit-bureau-coverage-percent-of-adults/germany/

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About this data

Indicator
Getting credit: Credit bureau coverage (% of adults)
Unit
% of adults
Source
World Bank
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
191 places, 2,949 data points, 2004–2019
Last refreshed

The credit bureau coverage reports the number of individuals and firms listed in a credit bureau’s database as of January 1 with information on their borrowing history from the past five years, and the number of individuals and firms that have had no borrowing history in the past five years but for which a lender requested a credit report from the bureau in the previous calendar year. The number is expressed as a percentage of the adult population.