Getting credit: Credit bureau coverage in India
India: Getting credit: Credit bureau coverage was 63.1% in 2019. ◆ Volatile
Getting credit: Credit bureau coverage in India, 2004–2019
Source: World Bank. Measured in % of adults.
Analysis
India recorded 63.1% for getting credit: credit bureau coverage in 2019. That is the highest value across all 16 years on record.
The figure is up 12.9% on the previous year and up 518.6% over ten years.
Over the whole period, getting credit: credit bureau coverage in India peaked at 63.1% in 2019 and was at its lowest, 0.0%, in 2004.
That places India 46th out of 191 countries with data for 2019, putting it in the top quarter.
The series is highly variable year to year, so single readings are best treated with caution.
Getting credit: Credit bureau coverage in India, year by year
| Year | % of adults | Change |
|---|---|---|
| 2004 | 0.0% | — |
| 2005 | 1.7% | — |
| 2006 | 6.1% | +258.8% |
| 2007 | 10.8% | +77.0% |
| 2008 | 10.5% | -2.8% |
| 2009 | 10.2% | -2.9% |
| 2010 | 10.0% | -2.0% |
| 2011 | 15.1% | +51.0% |
| 2012 | 14.9% | -1.3% |
| 2013 | 19.8% | +32.9% |
| 2014 | 22.4% | +13.1% |
| 2015 | 22.0% | -1.8% |
| 2016 | 21.4% | -2.7% |
| 2017 | 43.5% | +103.3% |
| 2018 | 55.9% | +28.5% |
| 2019 | 63.1% | +12.9% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 6.5% | 0.0% | 10.8% | 6 |
| 2010s | 28.8% | 10.0% | 63.1% | 10 |
Countries ranked near India
More private sector data for India
- Merchandise trade 30.3% (2025)
- Food imports 5.1% (2024)
- Manufactures imports 46.5% (2024)
- Merchandise imports 753.48 billion current US$ (2025)
- Food exports 11.1% (2024)
- Manufactures exports 67.1% (2024)
- Merchandise exports 445.28 billion current US$ (2025)
- Merchandise exports (current US$), per capita 304.18 current US$ per person (2025)
- Merchandise exports (current US$), per unit of GDP 0.1126 current US$ per US$ of GDP (2025)
- Merchandise exports (current US$), annual growth rate 0.5401 % change on previous year (2025)
Frequently asked questions
- What is getting credit: credit bureau coverage in India?
- Getting credit: credit bureau coverage in India was 63.1% in 2019, according to the World Bank.
- What is the highest getting credit: credit bureau coverage recorded in India?
- The highest recorded value was 63.1% in 2019.
- What is the lowest getting credit: credit bureau coverage recorded in India?
- The lowest recorded value was 0.0% in 2004.
- How does India rank for getting credit: credit bureau coverage?
- India ranks 46th out of 191 countries with data for 2019.
- Is getting credit: credit bureau coverage rising or falling in India?
- Over the last ten years it is up 518.6%. The long-run trend across the full record is volatile.
- Where does this India data come from?
- The figures come from the World Bank, published as part of Getting credit: Credit bureau coverage (% of adults). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 16 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
The credit bureau coverage reports the number of individuals and firms listed in a credit bureau’s database as of January 1 with information on their borrowing history from the past five years, and the number of individuals and firms that have had no borrowing history in the past five years but for which a lender requested a credit report from the bureau in the previous calendar year. The number is expressed as a percentage of the adult population.