Getting credit: Credit bureau coverage in Kenya

Kenya: Getting credit: Credit bureau coverage was 36.4% in 2019. ◆ Volatile

Latest (2019)
36.4%
Change on year
up 21.7%
World rank
78th
of 191 countries
All-time high
36.4%
in 2019
All-time low
0.1%
in 2004
Years of data
16
2004–2019

Getting credit: Credit bureau coverage in Kenya, 2004–2019

0102030402004201120192004: 0.1 % of adults2005: 0.1 % of adults2006: 0.1 % of adults2007: 1.5 % of adults2008: 2.1 % of adults2009: 2.3 % of adults2010: 3.3 % of adults2011: 4.5 % of adults2012: 4.9 % of adults2013: 4.7 % of adults2014: 4.9 % of adults2015: 14.3 % of adults2016: 25.8 % of adults2017: 30.4 % of adults2018: 29.9 % of adults2019: 36.4 % of adults

Source: World Bank. Measured in % of adults.

Analysis

In 2019, getting credit: credit bureau coverage in Kenya stood at 36.4%. That is the highest value across all 16 years on record.

Compared with earlier readings it is up 21.7% on the previous year and up 1,482.6% over ten years.

Over the whole period, getting credit: credit bureau coverage in Kenya peaked at 36.4% in 2019 and was at its lowest, 0.1%, in 2004.

Kenya ranks 78th of 191 countries on this measure, in the middle of the range.

The series is highly variable year to year, so single readings are best treated with caution.

Getting credit: Credit bureau coverage in Kenya, year by year

Annual values for Getting credit: Credit bureau coverage (% of adults) in Kenya, 2004 to 2019.
Year % of adults Change
2004 0.1%
2005 0.1% +0.0%
2006 0.1% +0.0%
2007 1.5% +1400.0%
2008 2.1% +40.0%
2009 2.3% +9.5%
2010 3.3% +43.5%
2011 4.5% +36.4%
2012 4.9% +8.9%
2013 4.7% -4.1%
2014 4.9% +4.3%
2015 14.3% +191.8%
2016 25.8% +80.4%
2017 30.4% +17.8%
2018 29.9% -1.6%
2019 36.4% +21.7%

Averages by decade

DecadeAverage LowestHighest Years
2000s 1.0% 0.1% 2.3% 6
2010s 15.9% 3.3% 36.4% 10

Countries ranked near Kenya

  1. 75 Malawi 40.2% compare
  2. 76 Kyrgyzstan 39.2% compare
  3. 77 Guatemala 37.1% compare
  4. 79 Ghana 33.2% compare
  5. 80 Kuwait 31.6% compare
  6. 80 Morocco 31.6% compare

See the full ranking of 191 places →

More private sector data for Kenya

All data for Kenya →

Frequently asked questions

What is getting credit: credit bureau coverage in Kenya?
Getting credit: credit bureau coverage in Kenya was 36.4% in 2019, according to the World Bank.
What is the highest getting credit: credit bureau coverage recorded in Kenya?
The highest recorded value was 36.4% in 2019.
What is the lowest getting credit: credit bureau coverage recorded in Kenya?
The lowest recorded value was 0.1% in 2004.
How does Kenya rank for getting credit: credit bureau coverage?
Kenya ranks 78th out of 191 countries with data for 2019.
Is getting credit: credit bureau coverage rising or falling in Kenya?
Over the last ten years it is up 1,482.6%. The long-run trend across the full record is volatile.
Where does this Kenya data come from?
The figures come from the World Bank, published as part of Getting credit: Credit bureau coverage (% of adults). Statizoid updates them automatically from the source API.

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Getting credit: Credit bureau coverage in Kenya. Statizoid. Retrieved 29 August 2026, from https://private-sector.statizoid.com/stat/getting-credit-credit-bureau-coverage-percent-of-adults/kenya/

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About this data

Indicator
Getting credit: Credit bureau coverage (% of adults)
Unit
% of adults
Source
World Bank
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
191 places, 2,949 data points, 2004–2019
Last refreshed

The credit bureau coverage reports the number of individuals and firms listed in a credit bureau’s database as of January 1 with information on their borrowing history from the past five years, and the number of individuals and firms that have had no borrowing history in the past five years but for which a lender requested a credit report from the bureau in the previous calendar year. The number is expressed as a percentage of the adult population.