Insurance and financial services in France
France: Insurance and financial services was 12.2% in 2025. ◆ Volatile
Insurance and financial services in France, 1975–2025
Source: Balance of Payments Statistics Yearbook and data files, International Monetary Fund (IMF). Measured in % of commercial service exports.
Analysis
France recorded 12.2% for insurance and financial services in 2025.
That represents a change of down 4.0% on the previous year and up 88.9% over ten years.
Over the whole period, insurance and financial services in France peaked at 22.1% in 1992 and was at its lowest, 1.9%, in 2003.
France ranks 26th of 190 countries on this measure, in the top quarter.
The series is highly variable year to year, so single readings are best treated with caution.
Insurance and financial services in France, year by year
| Year | % of commercial service exports | Change |
|---|---|---|
| 1975 | 3.6% | — |
| 1976 | 3.6% | -0.4% |
| 1977 | 3.8% | +6.3% |
| 1978 | 3.9% | +2.7% |
| 1979 | 3.8% | -3.8% |
| 1980 | 3.5% | -7.6% |
| 1981 | 3.6% | +2.9% |
| 1982 | 4.2% | +16.2% |
| 1983 | 4.5% | +7.3% |
| 1984 | 4.8% | +6.5% |
| 1985 | 5.5% | +15.9% |
| 1986 | 5.5% | -0.2% |
| 1987 | 5.3% | -4.5% |
| 1988 | 9.3% | +77.4% |
| 1989 | 11.3% | +21.0% |
| 1990 | 14.6% | +29.4% |
| 1991 | 13.8% | -5.7% |
| 1992 | 22.1% | +60.4% |
| 1993 | 16.7% | -24.3% |
| 1994 | 5.0% | -70.4% |
| 1995 | 4.8% | -2.8% |
| 1996 | 3.7% | -22.3% |
| 1997 | 3.7% | -1.3% |
| 1998 | 2.8% | -25.2% |
| 1999 | 4.2% | +51.4% |
| 2000 | 2.6% | -39.0% |
| 2001 | 2.3% | -8.5% |
| 2002 | 2.2% | -6.0% |
| 2003 | 1.9% | -12.4% |
| 2004 | 2.2% | +15.7% |
| 2005 | 2.3% | +2.8% |
| 2006 | 2.1% | -8.1% |
| 2007 | 3.2% | +49.9% |
| 2008 | 4.5% | +43.0% |
| 2009 | 5.0% | +10.0% |
| 2010 | 5.8% | +16.0% |
| 2011 | 7.1% | +24.0% |
| 2012 | 7.5% | +4.8% |
| 2013 | 9.6% | +28.7% |
| 2014 | 7.4% | -23.1% |
| 2015 | 6.5% | -12.7% |
| 2016 | 8.7% | +34.1% |
| 2017 | 7.7% | -10.8% |
| 2018 | 7.8% | +1.3% |
| 2019 | 9.2% | +17.4% |
| 2020 | 10.6% | +15.8% |
| 2021 | 9.7% | -8.5% |
| 2022 | 9.5% | -2.8% |
| 2023 | 11.6% | +23.0% |
| 2024 | 12.7% | +9.3% |
| 2025 | 12.2% | -4.0% |
France compared with similar countries
- France's 12.2% is above the median for high income countries, which is 5.3%, 2.3× the median. (69 countries reporting)
- France's 12.2% is above the median for Europe & Central Asia, which is 3.6%, 3.4× the median. (51 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1970s | 3.7% | 3.6% | 3.9% | 5 |
| 1980s | 5.7% | 3.5% | 11.3% | 10 |
| 1990s | 9.1% | 2.8% | 22.1% | 10 |
| 2000s | 2.8% | 1.9% | 5.0% | 10 |
| 2010s | 7.7% | 5.8% | 9.6% | 10 |
| 2020s | 11.1% | 9.5% | 12.7% | 6 |
Countries ranked near France
More private sector data for France
- Merchandise trade 43.7% (2025)
- Food imports 10.6% (2024)
- Manufactures imports 72.9% (2024)
- Merchandise imports 786.43 billion current US$ (2025)
- Food exports 13.3% (2024)
- Manufactures exports 78.0% (2024)
- Merchandise exports 683.10 billion current US$ (2025)
- Merchandise exports (current US$), per capita 9,940 current US$ per person (2025)
- Merchandise exports (current US$), per unit of GDP 0.2029 current US$ per US$ of GDP (2025)
- Merchandise exports (current US$), annual growth rate 6.65 % change on previous year (2025)
Frequently asked questions
- What is insurance and financial services in France?
- Insurance and financial services in France was 12.2% in 2025, according to Balance of Payments Statistics Yearbook and data files, International Monetary Fund (IMF).
- What is the highest insurance and financial services recorded in France?
- The highest recorded value was 22.1% in 1992.
- What is the lowest insurance and financial services recorded in France?
- The lowest recorded value was 1.9% in 2003.
- How does France rank for insurance and financial services?
- France ranks 26th out of 190 countries with data for 2025.
- Is insurance and financial services rising or falling in France?
- Over the last ten years it is up 88.9%. The long-run trend across the full record is volatile.
- Where does this France data come from?
- The figures come from Balance of Payments Statistics Yearbook and data files, International Monetary Fund (IMF), published as part of Insurance and financial services (% of commercial service exports). Statizoid updates them automatically from the source API.
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About this data
Financial services covers services related to financial intermediation, financial risk management, liquidity transformation or auxiliary financial activities. It also includes insurance and pension scheme services which are services related to providing life insurance and annuities, non-life insurance, reinsurance, pensions, standardised guarantees and auxiliary services to insurance, pension schemes, and standardised guarantee schemes. This indicator is expressed as a percentage of service exports which are commercial services provided by residents to non-residents.