Insurance and financial services in Japan

Japan: Insurance and financial services was 7.5% in 2025. ▲ Rising

Latest (2025)
7.5%
Change on year
up 5.1%
World rank
49th
of 190 countries
All-time high
11.2%
in 2020
All-time low
2.7%
in 1998
Years of data
30
1996–2025

Insurance and financial services in Japan, 1996–2025

246810121996201020251996: 5 % of commercial service exports1997: 3.2 % of commercial service exports1998: 2.7 % of commercial service exports1999: 3.2 % of commercial service exports2000: 4.4 % of commercial service exports2001: 4.1 % of commercial service exports2002: 4.2 % of commercial service exports2003: 5 % of commercial service exports2004: 5.8 % of commercial service exports2005: 5.9 % of commercial service exports2006: 7.2 % of commercial service exports2007: 6.3 % of commercial service exports2008: 4.6 % of commercial service exports2009: 4.8 % of commercial service exports2010: 3.7 % of commercial service exports2011: 4.2 % of commercial service exports2012: 3.2 % of commercial service exports2013: 3.5 % of commercial service exports2014: 5.6 % of commercial service exports2015: 7.5 % of commercial service exports2016: 8.2 % of commercial service exports2017: 7 % of commercial service exports2018: 7.2 % of commercial service exports2019: 8.1 % of commercial service exports2020: 11.2 % of commercial service exports2021: 9.4 % of commercial service exports2022: 8.4 % of commercial service exports2023: 7.7 % of commercial service exports2024: 7.1 % of commercial service exports2025: 7.5 % of commercial service exports

Source: Balance of Payments Statistics Yearbook and data files, International Monetary Fund (IMF). Measured in % of commercial service exports.

Analysis

In 2025, insurance and financial services in Japan stood at 7.5%.

That represents a change of up 5.1% on the previous year and down 0.2% over ten years.

Over the whole period, insurance and financial services in Japan peaked at 11.2% in 2020 and was at its lowest, 2.7%, in 1998.

That places Japan 49th out of 190 countries with data for 2025, putting it in the middle of the range.

The long-run direction has been consistently rising across the 30 years of available data.

Insurance and financial services in Japan, year by year

Annual values for Insurance and financial services (% of commercial service exports) in Japan, 1996 to 2025.
Year % of commercial service exports Change
1996 5.0%
1997 3.2% -35.6%
1998 2.7% -17.0%
1999 3.2% +22.1%
2000 4.4% +36.7%
2001 4.1% -8.0%
2002 4.2% +3.2%
2003 5.0% +19.7%
2004 5.8% +14.0%
2005 5.9% +3.2%
2006 7.2% +21.4%
2007 6.3% -12.4%
2008 4.6% -27.2%
2009 4.8% +3.9%
2010 3.7% -22.7%
2011 4.2% +12.8%
2012 3.2% -24.1%
2013 3.5% +12.0%
2014 5.6% +56.9%
2015 7.5% +34.7%
2016 8.2% +9.1%
2017 7.0% -14.5%
2018 7.2% +3.5%
2019 8.1% +12.0%
2020 11.2% +38.2%
2021 9.4% -15.6%
2022 8.4% -10.8%
2023 7.7% -8.7%
2024 7.1% -7.4%
2025 7.5% +5.1%

Japan compared with similar countries

  • Japan's 7.5% is above the median for high income countries, which is 5.3%, 1.4× the median. (69 countries reporting)
  • Japan's 7.5% is above the median for East Asia & Pacific, which is 1.4%, 5.2× the median. (29 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
1990s 3.5% 2.7% 5.0% 4
2000s 5.2% 4.1% 7.2% 10
2010s 5.8% 3.2% 8.2% 10
2020s 8.6% 7.1% 11.2% 6

Countries ranked near Japan

  1. 46 Italy 8.6% compare
  2. 47 Lithuania 7.8% compare
  3. 48 Norway 7.6% compare
  4. 50 Macau, China 7.0% compare
  5. 51 Togo 6.8% compare
  6. 52 Netherlands 6.8% compare

See the full ranking of 235 places →

More private sector data for Japan

All data for Japan →

Frequently asked questions

What is insurance and financial services in Japan?
Insurance and financial services in Japan was 7.5% in 2025, according to Balance of Payments Statistics Yearbook and data files, International Monetary Fund (IMF).
What is the highest insurance and financial services recorded in Japan?
The highest recorded value was 11.2% in 2020.
What is the lowest insurance and financial services recorded in Japan?
The lowest recorded value was 2.7% in 1998.
How does Japan rank for insurance and financial services?
Japan ranks 49th out of 190 countries with data for 2025.
Is insurance and financial services rising or falling in Japan?
Over the last ten years it is down 0.2%. The long-run trend across the full record is rising.
Where does this Japan data come from?
The figures come from Balance of Payments Statistics Yearbook and data files, International Monetary Fund (IMF), published as part of Insurance and financial services (% of commercial service exports). Statizoid updates them automatically from the source API.

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Insurance and financial services in Japan. Statizoid, drawing on Balance of Payments Statistics Yearbook and data files, International Monetary Fund (IMF). Retrieved 15 September 2026, from https://private-sector.statizoid.com/stat/insurance-and-financial-services-percent-of-commercial-service-exports/japan/

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About this data

Indicator
Insurance and financial services (% of commercial service exports)
Unit
% of commercial service exports
Source
Balance of Payments Statistics Yearbook and data files, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
235 places, 8,390 data points, 1960–2025
Last refreshed

Financial services covers services related to financial intermediation, financial risk management, liquidity transformation or auxiliary financial activities. It also includes insurance and pension scheme services which are services related to providing life insurance and annuities, non-life insurance, reinsurance, pensions, standardised guarantees and auxiliary services to insurance, pension schemes, and standardised guarantee schemes. This indicator is expressed as a percentage of service exports which are commercial services provided by residents to non-residents.