Insurance and financial services (% of commercial service exports) in Kosovo
Kosovo: Insurance and financial services (% of commercial service exports) was 0.6% in 2025. ◆ Volatile
Insurance and financial services in Kosovo, 2004–2025
Source: Balance of Payments Statistics Yearbook and data files, International Monetary Fund (IMF). Measured in % of commercial service exports.
Analysis
In 2025, insurance and financial services in Kosovo stood at 0.6%. That is the lowest value across all 22 years on record.
The figure is down 2.8% on the previous year and down 71.9% over ten years.
Over the whole period, insurance and financial services in Kosovo peaked at 5.9% in 2020 and was at its lowest, 0.6%, in 2025.
Kosovo ranks 157th of 190 countries on this measure, in the bottom quarter.
The series is highly variable year to year, so single readings are best treated with caution.
Insurance and financial services (% of commercial service exports) in Kosovo, year by year
| Year | % of commercial service exports | Change |
|---|---|---|
| 2004 | 5.8% | — |
| 2005 | 5.1% | -11.3% |
| 2006 | 5.4% | +5.9% |
| 2007 | 4.4% | -19.8% |
| 2008 | 4.8% | +10.1% |
| 2009 | 4.5% | -5.7% |
| 2010 | 3.7% | -17.3% |
| 2011 | 1.8% | -51.0% |
| 2012 | 3.1% | +67.7% |
| 2013 | 2.9% | -4.1% |
| 2014 | 2.4% | -17.1% |
| 2015 | 2.0% | -16.7% |
| 2016 | 1.8% | -12.1% |
| 2017 | 1.5% | -14.1% |
| 2018 | 2.0% | +28.6% |
| 2019 | 2.1% | +6.5% |
| 2020 | 5.9% | +178.3% |
| 2021 | 0.8% | -87.2% |
| 2022 | 0.8% | +0.2% |
| 2023 | 1.0% | +28.2% |
| 2024 | 0.6% | -38.9% |
| 2025 | 0.6% | -2.8% |
Kosovo compared with similar countries
- Kosovo's 0.6% is below the median for upper middle income countries, which is 1.9%, 30% of the median. (53 countries reporting)
- Kosovo's 0.6% is below the median for Europe & Central Asia, which is 3.5%, 16% of the median. (51 countries reporting)
Biggest year-on-year movements
Years where Insurance and financial services (% of commercial service exports) in Kosovo changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 2020 | +178.3% | 2.1% | 5.9% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 5.0% | 4.4% | 5.8% | 6 |
| 2010s | 2.3% | 1.5% | 3.7% | 10 |
| 2020s | 1.6% | 0.6% | 5.9% | 6 |
Countries ranked near Kosovo
- 154 New Caledonia 0.7% compare
- 155 Serbia 0.6% compare
- 156 Madagascar 0.6% compare
- 157 Kosovo (UNSCR 1244) 0.6% compare
- 159 Sao Tome and Principe 0.6% compare
- 160 Paraguay 0.5% compare
More private sector data for Kosovo
- Commercial service imports 2.18 billion current US$ (2025)
- Commercial service exports 4.87 billion current US$ (2025)
- Transport services 20.0% (2025)
- Computer, communications and other services 18.0% (2025)
- Computer, communications and other services 19.3% (2025)
- Commercial service exports (current US$), per capita 3,088 current US$ per person (2025)
- Commercial service exports (current US$), per unit of GDP 0.3909 current US$ per US$ of GDP (2025)
- Commercial service imports (current US$), per capita 1,385 current US$ per person (2025)
- Travel services 55.9% (2025)
- Travel services 75.7% (2025)
Frequently asked questions
- What is insurance and financial services in Kosovo?
- Insurance and financial services in Kosovo was 0.6% in 2025, according to Balance of Payments Statistics Yearbook and data files, International Monetary Fund (IMF).
- What is the highest insurance and financial services recorded in Kosovo?
- The highest recorded value was 5.9% in 2020.
- What is the lowest insurance and financial services recorded in Kosovo?
- The lowest recorded value was 0.6% in 2025.
- How does Kosovo rank for insurance and financial services?
- Kosovo ranks 157th out of 190 countries with data for 2025.
- Is insurance and financial services rising or falling in Kosovo?
- Over the last ten years it is down 71.9%. The long-run trend across the full record is volatile.
- Where does this Kosovo data come from?
- The figures come from Balance of Payments Statistics Yearbook and data files, International Monetary Fund (IMF), published as part of Insurance and financial services (% of commercial service exports). Statizoid updates them automatically from the source API.
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About this data
Financial services covers services related to financial intermediation, financial risk management, liquidity transformation or auxiliary financial activities. It also includes insurance and pension scheme services which are services related to providing life insurance and annuities, non-life insurance, reinsurance, pensions, standardised guarantees and auxiliary services to insurance, pension schemes, and standardised guarantee schemes. This indicator is expressed as a percentage of service exports which are commercial services provided by residents to non-residents.