Insurance and financial services (% of commercial service exports) in Pre-demographic dividend
Pre-demographic dividend: Insurance and financial services (% of commercial service exports) was 8.4% in 2025. ▲ Rising
Insurance and financial services in Pre-demographic dividend, 2005–2025
Source: Balance of Payments Statistics Yearbook and data files, International Monetary Fund (IMF). Measured in % of commercial service exports.
Analysis
The most recent figure for insurance and financial services in Pre-demographic dividend is 8.4%, measured in 2025.
Compared with earlier readings it is down 12.0% on the previous year and up 42.0% over ten years.
Over the whole period, insurance and financial services in Pre-demographic dividend peaked at 10.3% in 2023 and was at its lowest, 2.5%, in 2009.
That places Pre-demographic dividend 17th out of 45 groups with data for 2025, putting it in the middle of the range.
The long-run direction has been consistently rising across the 21 years of available data.
Insurance and financial services (% of commercial service exports) in Pre-demographic dividend, year by year
| Year | % of commercial service exports | Change |
|---|---|---|
| 2005 | 3.9% | — |
| 2006 | 3.7% | -5.6% |
| 2007 | 3.9% | +6.8% |
| 2008 | 3.1% | -21.3% |
| 2009 | 2.5% | -19.8% |
| 2010 | 2.8% | +10.9% |
| 2011 | 3.1% | +14.2% |
| 2012 | 4.5% | +43.2% |
| 2013 | 2.7% | -39.8% |
| 2014 | 3.7% | +38.3% |
| 2015 | 5.9% | +58.5% |
| 2016 | 5.9% | -0.8% |
| 2017 | 5.1% | -13.0% |
| 2018 | 7.8% | +52.6% |
| 2019 | 7.1% | -9.7% |
| 2020 | 10.0% | +41.7% |
| 2021 | 8.4% | -16.6% |
| 2022 | 7.5% | -9.9% |
| 2023 | 10.3% | +36.7% |
| 2024 | 9.6% | -6.8% |
| 2025 | 8.4% | -12.0% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 3.4% | 2.5% | 3.9% | 5 |
| 2010s | 4.9% | 2.7% | 7.8% | 10 |
| 2020s | 9.0% | 7.5% | 10.3% | 6 |
Countries ranked near Pre-demographic dividend
- 14 United States 20.5% compare
- 15 Cyprus 19.7% compare
- 16 Sudan 19.7% compare
- 17 Central African Republic 19.6%
- 18 Guinea 18.3% compare
- 19 Burkina Faso 18.2% compare
- 20 Kiribati 15.7% compare
More private sector data for Pre-demographic dividend
- Merchandise trade 45.3% (2025)
- Food imports 14.5% (2024)
- Manufactures imports 60.3% (2024)
- Merchandise imports 373.79 billion current US$ (2025)
- Commercial service imports 117.24 billion current US$ (2025)
- Food exports 10.0% (2024)
- Manufactures exports 5.1% (2024)
- Merchandise exports 383.71 billion current US$ (2025)
- Commercial service exports 47.67 billion current US$ (2024)
- Merchandise exports (current US$), per capita 338.63 current US$ per person (2025)
Frequently asked questions
- What is insurance and financial services in Pre-demographic dividend?
- Insurance and financial services in Pre-demographic dividend was 8.4% in 2025, according to Balance of Payments Statistics Yearbook and data files, International Monetary Fund (IMF).
- What is the highest insurance and financial services recorded in Pre-demographic dividend?
- The highest recorded value was 10.3% in 2023.
- What is the lowest insurance and financial services recorded in Pre-demographic dividend?
- The lowest recorded value was 2.5% in 2009.
- How does Pre-demographic dividend rank for insurance and financial services?
- Pre-demographic dividend ranks 17th out of 45 groups with data for 2025.
- Is insurance and financial services rising or falling in Pre-demographic dividend?
- Over the last ten years it is up 42.0%. The long-run trend across the full record is rising.
- Where does this Pre-demographic dividend data come from?
- The figures come from Balance of Payments Statistics Yearbook and data files, International Monetary Fund (IMF), published as part of Insurance and financial services (% of commercial service exports). Statizoid updates them automatically from the source API.
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About this data
Financial services covers services related to financial intermediation, financial risk management, liquidity transformation or auxiliary financial activities. It also includes insurance and pension scheme services which are services related to providing life insurance and annuities, non-life insurance, reinsurance, pensions, standardised guarantees and auxiliary services to insurance, pension schemes, and standardised guarantee schemes. This indicator is expressed as a percentage of service exports which are commercial services provided by residents to non-residents.