Insurance and financial services in Japan

Japan: Insurance and financial services was 12.9% in 2025. ▲ Rising

Latest (2025)
12.9%
Change on year
down 2.9%
World rank
30th
of 197 countries
All-time high
13.2%
in 2024
All-time low
3.3%
in 2005
Years of data
30
1996–2025

Insurance and financial services in Japan, 1996–2025

4681012141996201020251996: 3.8 % of commercial service imports1997: 3.8 % of commercial service imports1998: 4 % of commercial service imports1999: 4.4 % of commercial service imports2000: 3.3 % of commercial service imports2001: 3.9 % of commercial service imports2002: 4.4 % of commercial service imports2003: 5.1 % of commercial service imports2004: 4.5 % of commercial service imports2005: 3.3 % of commercial service imports2006: 5.4 % of commercial service imports2007: 4.9 % of commercial service imports2008: 5.1 % of commercial service imports2009: 5.3 % of commercial service imports2010: 6.1 % of commercial service imports2011: 5.8 % of commercial service imports2012: 5.8 % of commercial service imports2013: 6.1 % of commercial service imports2014: 5.5 % of commercial service imports2015: 6.1 % of commercial service imports2016: 6.5 % of commercial service imports2017: 7.3 % of commercial service imports2018: 7.5 % of commercial service imports2019: 7.7 % of commercial service imports2020: 10.7 % of commercial service imports2021: 10.4 % of commercial service imports2022: 10.7 % of commercial service imports2023: 12.2 % of commercial service imports2024: 13.2 % of commercial service imports2025: 12.9 % of commercial service imports

Source: Balance of Payments Statistics Yearbook and data files, International Monetary Fund (IMF). Measured in % of commercial service imports.

Analysis

The most recent figure for insurance and financial services in Japan is 12.9%, measured in 2025.

That represents a change of down 2.9% on the previous year and up 110.5% over ten years.

Over the whole period, insurance and financial services in Japan peaked at 13.2% in 2024 and was at its lowest, 3.3%, in 2005.

That places Japan 30th out of 197 countries with data for 2025, putting it in the top quarter.

The long-run direction has been consistently rising across the 30 years of available data.

Insurance and financial services in Japan, year by year

Annual values for Insurance and financial services (% of commercial service imports) in Japan, 1996 to 2025.
Year % of commercial service imports Change
1996 3.8%
1997 3.8% +0.6%
1998 4.0% +5.7%
1999 4.4% +8.1%
2000 3.3% -23.8%
2001 3.9% +17.1%
2002 4.4% +13.2%
2003 5.1% +15.4%
2004 4.5% -11.8%
2005 3.3% -25.9%
2006 5.4% +62.2%
2007 4.9% -9.0%
2008 5.1% +4.6%
2009 5.3% +3.3%
2010 6.1% +14.9%
2011 5.8% -4.7%
2012 5.8% -0.5%
2013 6.1% +5.4%
2014 5.5% -10.7%
2015 6.1% +12.0%
2016 6.5% +6.2%
2017 7.3% +13.2%
2018 7.5% +2.7%
2019 7.7% +2.2%
2020 10.7% +39.5%
2021 10.4% -2.8%
2022 10.7% +2.3%
2023 12.2% +14.1%
2024 13.2% +8.6%
2025 12.9% -2.9%

Japan compared with similar countries

  • Japan's 12.9% is above the median for high income countries, which is 6.4%, 2.0× the median. (72 countries reporting)
  • Japan's 12.9% is above the median for East Asia & Pacific, which is 5.2%, 2.5× the median. (32 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
1990s 4.0% 3.8% 4.4% 4
2000s 4.5% 3.3% 5.4% 10
2010s 6.4% 5.5% 7.7% 10
2020s 11.7% 10.4% 13.2% 6

Countries ranked near Japan

  1. 27 Ethiopia 13.3% compare
  2. 28 Dominica 13.0% compare
  3. 29 New Zealand 13.0% compare
  4. 31 Bahamas 12.7% compare
  5. 32 Yemen 12.4% compare
  6. 33 Timor-Leste 12.4% compare

See the full ranking of 244 places →

More private sector data for Japan

All data for Japan →

Frequently asked questions

What is insurance and financial services in Japan?
Insurance and financial services in Japan was 12.9% in 2025, according to Balance of Payments Statistics Yearbook and data files, International Monetary Fund (IMF).
What is the highest insurance and financial services recorded in Japan?
The highest recorded value was 13.2% in 2024.
What is the lowest insurance and financial services recorded in Japan?
The lowest recorded value was 3.3% in 2005.
How does Japan rank for insurance and financial services?
Japan ranks 30th out of 197 countries with data for 2025.
Is insurance and financial services rising or falling in Japan?
Over the last ten years it is up 110.5%. The long-run trend across the full record is rising.
Where does this Japan data come from?
The figures come from Balance of Payments Statistics Yearbook and data files, International Monetary Fund (IMF), published as part of Insurance and financial services (% of commercial service imports). Statizoid updates them automatically from the source API.

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Insurance and financial services in Japan. Statizoid, drawing on Balance of Payments Statistics Yearbook and data files, International Monetary Fund (IMF). Retrieved 15 September 2026, from https://private-sector.statizoid.com/stat/insurance-and-financial-services-percent-of-commercial-service-imports/japan/

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About this data

Indicator
Insurance and financial services (% of commercial service imports)
Unit
% of commercial service imports
Source
Balance of Payments Statistics Yearbook and data files, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
244 places, 9,395 data points, 1960–2025
Last refreshed

Financial services covers services related to financial intermediation, financial risk management, liquidity transformation or auxiliary financial activities. It also includes insurance and pension scheme services which are services related to providing life insurance and annuities, non-life insurance, reinsurance, pensions, standardised guarantees and auxiliary services to insurance, pension schemes, and standardised guarantee schemes. This indicator is expressed as a percentage of service imports which are commercial services provided by non-residents to residents.