Insurance and financial services in Kosovo
Kosovo: Insurance and financial services was 6.2% in 2025. ▬ Flat
Insurance and financial services in Kosovo, 2004–2025
Source: Balance of Payments Statistics Yearbook and data files, International Monetary Fund (IMF). Measured in % of commercial service imports.
Analysis
In 2025, insurance and financial services in Kosovo stood at 6.2%. That is the lowest value across all 22 years on record.
Compared with earlier readings it is down 9.7% on the previous year and down 29.2% over ten years.
Over the whole period, insurance and financial services in Kosovo peaked at 10.8% in 2008 and was at its lowest, 6.2%, in 2025.
That places Kosovo 102nd out of 197 countries with data for 2025, putting it in the middle of the range.
Insurance and financial services in Kosovo, year by year
| Year | % of commercial service imports | Change |
|---|---|---|
| 2004 | 6.9% | — |
| 2005 | 6.8% | -0.8% |
| 2006 | 7.0% | +3.3% |
| 2007 | 9.8% | +39.0% |
| 2008 | 10.8% | +10.1% |
| 2009 | 8.9% | -16.9% |
| 2010 | 7.4% | -17.7% |
| 2011 | 7.5% | +2.4% |
| 2012 | 8.2% | +8.3% |
| 2013 | 10.3% | +25.6% |
| 2014 | 8.6% | -16.5% |
| 2015 | 8.7% | +1.6% |
| 2016 | 9.9% | +14.2% |
| 2017 | 9.1% | -8.2% |
| 2018 | 8.6% | -6.2% |
| 2019 | 8.3% | -2.6% |
| 2020 | 10.1% | +20.7% |
| 2021 | 8.7% | -13.8% |
| 2022 | 8.4% | -3.2% |
| 2023 | 7.8% | -6.6% |
| 2024 | 6.8% | -13.0% |
| 2025 | 6.2% | -9.7% |
Kosovo compared with similar countries
- Kosovo's 6.2% is below the median for upper middle income countries, which is 6.3%, 98% of the median. (55 countries reporting)
- Kosovo's 6.2% is above the median for Europe & Central Asia, which is 5.2%, 1.2× the median. (51 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 8.4% | 6.8% | 10.8% | 6 |
| 2010s | 8.7% | 7.4% | 10.3% | 10 |
| 2020s | 8.0% | 6.2% | 10.1% | 6 |
Countries ranked near Kosovo
More private sector data for Kosovo
- Commercial service exports (current US$), per capita 3,088 current US$ per person (2025)
- Commercial service exports 4.87 billion current US$ (2025)
- Commercial service exports (current US$), per unit of GDP 0.3909 current US$ per US$ of GDP (2025)
- Transport services 20.0% (2025)
- Commercial service imports (current US$), per capita 1,385 current US$ per person (2025)
- Computer, communications and other services 18.0% (2025)
- Commercial service imports 2.18 billion current US$ (2025)
- Computer, communications and other services 19.3% (2025)
- Commercial service imports (current US$), per unit of GDP 0.1753 current US$ per US$ of GDP (2025)
- Travel services 55.9% (2025)
Frequently asked questions
- What is insurance and financial services in Kosovo?
- Insurance and financial services in Kosovo was 6.2% in 2025, according to Balance of Payments Statistics Yearbook and data files, International Monetary Fund (IMF).
- What is the highest insurance and financial services recorded in Kosovo?
- The highest recorded value was 10.8% in 2008.
- What is the lowest insurance and financial services recorded in Kosovo?
- The lowest recorded value was 6.2% in 2025.
- How does Kosovo rank for insurance and financial services?
- Kosovo ranks 102nd out of 197 countries with data for 2025.
- Is insurance and financial services rising or falling in Kosovo?
- Over the last ten years it is down 29.2%. The long-run trend across the full record is flat.
- Where does this Kosovo data come from?
- The figures come from Balance of Payments Statistics Yearbook and data files, International Monetary Fund (IMF), published as part of Insurance and financial services (% of commercial service imports). Statizoid updates them automatically from the source API.
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About this data
Financial services covers services related to financial intermediation, financial risk management, liquidity transformation or auxiliary financial activities. It also includes insurance and pension scheme services which are services related to providing life insurance and annuities, non-life insurance, reinsurance, pensions, standardised guarantees and auxiliary services to insurance, pension schemes, and standardised guarantee schemes. This indicator is expressed as a percentage of service imports which are commercial services provided by non-residents to residents.