Germany vs Ghana: Insurance and financial services
Insurance and financial services over time
- Germany
- Ghana
How they compare
Germany currently reports 14.2% against 14.1% in Ghana, a difference of 0.1%.
The two have swapped places 7 times across 42 shared years of data; in 1976 it was Ghana ahead.
Germany ranks 22nd and Ghana ranks 23rd of 190 countries.
Across the 6 decades both report, Germany averaged higher in 3 and Ghana in 3.
Head to head by decade
| Decade | Germany | Ghana | Difference | Ahead |
|---|---|---|---|---|
| 1970s | 1.3% | 4.6% | 3.3% | Ghana |
| 1980s | 2.1% | 2.8% | 0.8% | Ghana |
| 1990s | 7.0% | 1.9% | 5.1% | Germany |
| 2000s | 14.0% | 1.0% | 13.1% | Germany |
| 2010s | 12.4% | 1.1% | 11.4% | Germany |
| 2020s | 13.3% | 16.6% | 3.4% | Ghana |
Averages of every year both report within each decade.
Frequently asked questions
- Which has higher insurance and financial services, Germany or Ghana?
- Germany, at 14.2% against 14.1% in Ghana as of 2025.
- What is the difference in insurance and financial services between Germany and Ghana?
- 0.1%, with Germany ahead.
- How many years of comparable data are there for Germany and Ghana?
- 42 years are reported by both, from 1976 to 2025.
- How do Germany and Ghana rank globally for insurance and financial services?
- Germany ranks 22nd and Ghana ranks 23rd of 190 countries.
- Where does this data come from?
- Balance of Payments Statistics Yearbook and data files, International Monetary Fund (IMF), published as Insurance and financial services (% of commercial service exports). Statizoid refreshes it automatically from the source and publishes the full history for both places.
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About this data
Financial services covers services related to financial intermediation, financial risk management, liquidity transformation or auxiliary financial activities. It also includes insurance and pension scheme services which are services related to providing life insurance and annuities, non-life insurance, reinsurance, pensions, standardised guarantees and auxiliary services to insurance, pension schemes, and standardised guarantee schemes. This indicator is expressed as a percentage of service exports which are commercial services provided by residents to non-residents.