Insurance and financial services in Germany
Germany: Insurance and financial services was 14.2% in 2025. ◆ Volatile
Insurance and financial services in Germany, 1976–2025
Source: Balance of Payments Statistics Yearbook and data files, International Monetary Fund (IMF). Measured in % of commercial service exports.
Analysis
In 2025, insurance and financial services in Germany stood at 14.2%.
That represents a change of up 3.0% on the previous year and up 15.1% over ten years.
Over the whole period, insurance and financial services in Germany peaked at 16.6% in 2009 and was at its lowest, 0.9%, in 1985.
Germany ranks 22nd of 190 countries on this measure, in the top quarter.
The series is highly variable year to year, so single readings are best treated with caution.
Insurance and financial services in Germany, year by year
| Year | % of commercial service exports | Change |
|---|---|---|
| 1976 | 1.2% | — |
| 1977 | 1.3% | +14.6% |
| 1978 | 1.3% | -4.8% |
| 1979 | 1.3% | +0.1% |
| 1980 | 1.3% | +3.9% |
| 1981 | 1.6% | +22.3% |
| 1982 | 1.5% | -6.5% |
| 1983 | 1.0% | -36.0% |
| 1984 | 1.1% | +10.1% |
| 1985 | 0.9% | -12.3% |
| 1986 | 3.4% | +268.6% |
| 1987 | 3.8% | +9.9% |
| 1988 | 3.6% | -4.1% |
| 1989 | 2.3% | -35.3% |
| 1990 | 1.0% | -57.0% |
| 1999 | 13.0% | +1191.1% |
| 2000 | 12.6% | -3.1% |
| 2001 | 10.0% | -21.1% |
| 2002 | 15.1% | +51.3% |
| 2003 | 13.0% | -13.5% |
| 2004 | 15.4% | +18.5% |
| 2005 | 13.3% | -13.8% |
| 2006 | 14.8% | +11.3% |
| 2007 | 14.9% | +0.6% |
| 2008 | 14.4% | -3.1% |
| 2009 | 16.6% | +14.9% |
| 2010 | 14.2% | -14.7% |
| 2011 | 13.6% | -3.7% |
| 2012 | 14.3% | +5.1% |
| 2013 | 12.9% | -10.1% |
| 2014 | 12.2% | -5.2% |
| 2015 | 12.3% | +0.7% |
| 2016 | 12.2% | -0.4% |
| 2017 | 11.0% | -10.0% |
| 2018 | 10.7% | -2.8% |
| 2019 | 11.0% | +2.4% |
| 2020 | 13.2% | +20.6% |
| 2021 | 12.8% | -3.1% |
| 2022 | 11.9% | -7.4% |
| 2023 | 13.7% | +15.0% |
| 2024 | 13.7% | +0.6% |
| 2025 | 14.2% | +3.0% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1970s | 1.3% | 1.2% | 1.3% | 4 |
| 1980s | 2.1% | 0.9% | 3.8% | 10 |
| 1990s | 7.0% | 1.0% | 13.0% | 2 |
| 2000s | 14.0% | 10.0% | 16.6% | 10 |
| 2010s | 12.4% | 10.7% | 14.3% | 10 |
| 2020s | 13.3% | 11.9% | 14.2% | 6 |
Countries ranked near Germany
More private sector data for Germany
- Merchandise trade 65.5% (2025)
- Food imports 9.2% (2024)
- Manufactures imports 73.4% (2024)
- Merchandise imports 1.54 trillion current US$ (2025)
- Food exports 6.3% (2024)
- Manufactures exports 84.1% (2024)
- Merchandise exports 1.76 trillion current US$ (2025)
- Merchandise exports (current US$), per capita 21,130 current US$ per person (2025)
- Merchandise exports (current US$), per unit of GDP 0.3493 current US$ per US$ of GDP (2025)
- Merchandise exports (current US$), annual growth rate 5.24 % change on previous year (2025)
Frequently asked questions
- What is insurance and financial services in Germany?
- Insurance and financial services in Germany was 14.2% in 2025, according to Balance of Payments Statistics Yearbook and data files, International Monetary Fund (IMF).
- What is the highest insurance and financial services recorded in Germany?
- The highest recorded value was 16.6% in 2009.
- What is the lowest insurance and financial services recorded in Germany?
- The lowest recorded value was 0.9% in 1985.
- How does Germany rank for insurance and financial services?
- Germany ranks 22nd out of 190 countries with data for 2025.
- Is insurance and financial services rising or falling in Germany?
- Over the last ten years it is up 15.1%. The long-run trend across the full record is volatile.
- Where does this Germany data come from?
- The figures come from Balance of Payments Statistics Yearbook and data files, International Monetary Fund (IMF), published as part of Insurance and financial services (% of commercial service exports). Statizoid updates them automatically from the source API.
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About this data
Financial services covers services related to financial intermediation, financial risk management, liquidity transformation or auxiliary financial activities. It also includes insurance and pension scheme services which are services related to providing life insurance and annuities, non-life insurance, reinsurance, pensions, standardised guarantees and auxiliary services to insurance, pension schemes, and standardised guarantee schemes. This indicator is expressed as a percentage of service exports which are commercial services provided by residents to non-residents.