Getting credit: Credit bureau coverage in Zambia

Zambia: Getting credit: Credit bureau coverage was 9.1% in 2019. ◆ Volatile

Latest (2019)
9.1%
Change on year
down 16.5%
World rank
99th
of 191 countries
All-time high
16.8%
in 2016
All-time low
0.0%
in 2004
Years of data
16
2004–2019

Getting credit: Credit bureau coverage in Zambia, 2004–2019

0510152004201120192004: 0 % of adults2005: 0 % of adults2006: 0 % of adults2007: 0 % of adults2008: 0.1 % of adults2009: 0.4 % of adults2010: 3 % of adults2011: 4.3 % of adults2012: 5.4 % of adults2013: 12 % of adults2014: 7.3 % of adults2015: 8.9 % of adults2016: 16.8 % of adults2017: 8.7 % of adults2018: 10.9 % of adults2019: 9.1 % of adults

Source: World Bank. Measured in % of adults.

Analysis

In 2019, getting credit: credit bureau coverage in Zambia stood at 9.1%.

That represents a change of down 16.5% on the previous year and up 2,175.0% over ten years.

Over the whole period, getting credit: credit bureau coverage in Zambia peaked at 16.8% in 2016 and was at its lowest, 0.0%, in 2004.

Zambia ranks 99th of 191 countries on this measure, in the middle of the range.

The series is highly variable year to year, so single readings are best treated with caution.

Getting credit: Credit bureau coverage in Zambia, year by year

Annual values for Getting credit: Credit bureau coverage (% of adults) in Zambia, 2004 to 2019.
Year % of adults Change
2004 0.0%
2005 0.0%
2006 0.0%
2007 0.0%
2008 0.1%
2009 0.4% +300.0%
2010 3.0% +650.0%
2011 4.3% +43.3%
2012 5.4% +25.6%
2013 12.0% +122.2%
2014 7.3% -39.2%
2015 8.9% +21.9%
2016 16.8% +88.8%
2017 8.7% -48.2%
2018 10.9% +25.3%
2019 9.1% -16.5%

Averages by decade

DecadeAverage LowestHighest Years
2000s 0.1% 0.0% 0.4% 6
2010s 8.6% 3.0% 16.8% 10

Countries ranked near Zambia

  1. 96 Nigeria 13.9% compare
  2. 97 Togo 13.6% compare
  3. 98 Philippines 13.5% compare
  4. 100 Senegal 8.2% compare
  5. 101 Portugal 7.9% compare
  6. 102 Papua New Guinea 7.5% compare
  7. 102 Spain 7.5% compare

See the full ranking of 191 places →

More private sector data for Zambia

All data for Zambia →

Frequently asked questions

What is getting credit: credit bureau coverage in Zambia?
Getting credit: credit bureau coverage in Zambia was 9.1% in 2019, according to the World Bank.
What is the highest getting credit: credit bureau coverage recorded in Zambia?
The highest recorded value was 16.8% in 2016.
What is the lowest getting credit: credit bureau coverage recorded in Zambia?
The lowest recorded value was 0.0% in 2004.
How does Zambia rank for getting credit: credit bureau coverage?
Zambia ranks 99th out of 191 countries with data for 2019.
Is getting credit: credit bureau coverage rising or falling in Zambia?
Over the last ten years it is up 2,175.0%. The long-run trend across the full record is volatile.
Where does this Zambia data come from?
The figures come from the World Bank, published as part of Getting credit: Credit bureau coverage (% of adults). Statizoid updates them automatically from the source API.

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Getting credit: Credit bureau coverage in Zambia. Statizoid. Retrieved 31 August 2026, from https://private-sector.statizoid.com/stat/getting-credit-credit-bureau-coverage-percent-of-adults/zambia/

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About this data

Indicator
Getting credit: Credit bureau coverage (% of adults)
Unit
% of adults
Source
World Bank
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
191 places, 2,949 data points, 2004–2019
Last refreshed

The credit bureau coverage reports the number of individuals and firms listed in a credit bureau’s database as of January 1 with information on their borrowing history from the past five years, and the number of individuals and firms that have had no borrowing history in the past five years but for which a lender requested a credit report from the bureau in the previous calendar year. The number is expressed as a percentage of the adult population.