Getting credit: Credit bureau coverage in Spain

Spain: Getting credit: Credit bureau coverage was 7.5% in 2019. ▲ Rising

Latest (2019)
7.5%
Change on year
down 52.2%
World rank
102nd
of 191 countries
All-time high
17.9%
in 2016
All-time low
6.5%
in 2004
Years of data
16
2004–2019

Getting credit: Credit bureau coverage in Spain, 2004–2019

051015202004201120192004: 6.5 % of adults2005: 6.5 % of adults2006: 7.4 % of adults2007: 8.3 % of adults2008: 8.1 % of adults2009: 7.6 % of adults2010: 10.7 % of adults2011: 11.4 % of adults2012: 13.2 % of adults2013: 15.6 % of adults2014: 15.3 % of adults2015: 14.1 % of adults2016: 17.9 % of adults2017: 15.9 % of adults2018: 15.7 % of adults2019: 7.5 % of adults

Source: World Bank. Measured in % of adults.

Analysis

In 2019, getting credit: credit bureau coverage in Spain stood at 7.5%.

That represents a change of down 52.2% on the previous year and down 1.3% over ten years.

Over the whole period, getting credit: credit bureau coverage in Spain peaked at 17.9% in 2016 and was at its lowest, 6.5%, in 2004.

That places Spain 102nd out of 191 countries with data for 2019, putting it in the middle of the range.

The long-run direction has been consistently rising across the 16 years of available data.

Getting credit: Credit bureau coverage in Spain, year by year

Annual values for Getting credit: Credit bureau coverage (% of adults) in Spain, 2004 to 2019.
Year % of adults Change
2004 6.5%
2005 6.5% +0.0%
2006 7.4% +13.8%
2007 8.3% +12.2%
2008 8.1% -2.4%
2009 7.6% -6.2%
2010 10.7% +40.8%
2011 11.4% +6.5%
2012 13.2% +15.8%
2013 15.6% +18.2%
2014 15.3% -1.9%
2015 14.1% -7.8%
2016 17.9% +27.0%
2017 15.9% -11.2%
2018 15.7% -1.3%
2019 7.5% -52.2%

Averages by decade

DecadeAverage LowestHighest Years
2000s 7.4% 6.5% 8.3% 6
2010s 13.7% 7.5% 17.9% 10

Countries ranked near Spain

  1. 99 Zambia 9.1% compare
  2. 100 Senegal 8.2% compare
  3. 101 Portugal 7.9% compare
  4. 102 Papua New Guinea 7.5% compare
  5. 104 Denmark 7.3% compare
  6. 104 Nepal 7.3% compare

See the full ranking of 191 places →

More private sector data for Spain

All data for Spain →

Frequently asked questions

What is getting credit: credit bureau coverage in Spain?
Getting credit: credit bureau coverage in Spain was 7.5% in 2019, according to the World Bank.
What is the highest getting credit: credit bureau coverage recorded in Spain?
The highest recorded value was 17.9% in 2016.
What is the lowest getting credit: credit bureau coverage recorded in Spain?
The lowest recorded value was 6.5% in 2004.
How does Spain rank for getting credit: credit bureau coverage?
Spain ranks 102nd out of 191 countries with data for 2019.
Is getting credit: credit bureau coverage rising or falling in Spain?
Over the last ten years it is down 1.3%. The long-run trend across the full record is rising.
Where does this Spain data come from?
The figures come from the World Bank, published as part of Getting credit: Credit bureau coverage (% of adults). Statizoid updates them automatically from the source API.

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Getting credit: Credit bureau coverage in Spain. Statizoid. Retrieved 27 August 2026, from https://private-sector.statizoid.com/stat/getting-credit-credit-bureau-coverage-percent-of-adults/spain/

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About this data

Indicator
Getting credit: Credit bureau coverage (% of adults)
Unit
% of adults
Source
World Bank
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
191 places, 2,949 data points, 2004–2019
Last refreshed

The credit bureau coverage reports the number of individuals and firms listed in a credit bureau’s database as of January 1 with information on their borrowing history from the past five years, and the number of individuals and firms that have had no borrowing history in the past five years but for which a lender requested a credit report from the bureau in the previous calendar year. The number is expressed as a percentage of the adult population.