Insurance and financial services in Early-demographic dividend
Early-demographic dividend: Insurance and financial services was 5.1% in 2025. ▲ Rising
Insurance and financial services in Early-demographic dividend, 1979–2025
Source: Balance of Payments Statistics Yearbook and data files, International Monetary Fund (IMF). Measured in % of commercial service exports.
Analysis
Early-demographic dividend recorded 5.1% for insurance and financial services in 2025.
Compared with earlier readings it is down 4.8% on the previous year and down 18.3% over ten years.
Over the whole period, insurance and financial services in Early-demographic dividend peaked at 7.7% in 2021 and was at its lowest, 2.8%, in 1997.
That places Early-demographic dividend 24th out of 45 groups with data for 2025, putting it in the middle of the range.
The long-run direction has been consistently rising across the 47 years of available data.
Insurance and financial services in Early-demographic dividend, year by year
| Year | % of commercial service exports | Change |
|---|---|---|
| 1979 | 4.5% | — |
| 1980 | 5.1% | +13.9% |
| 1981 | 6.0% | +16.2% |
| 1982 | 5.7% | -4.0% |
| 1983 | 5.0% | -13.7% |
| 1984 | 4.8% | -3.9% |
| 1985 | 6.6% | +39.8% |
| 1986 | 4.9% | -25.8% |
| 1987 | 5.3% | +8.2% |
| 1988 | 5.5% | +2.9% |
| 1989 | 5.7% | +3.1% |
| 1990 | 3.5% | -38.3% |
| 1991 | 4.9% | +39.3% |
| 1992 | 3.8% | -22.6% |
| 1993 | 3.2% | -15.3% |
| 1994 | 3.5% | +9.9% |
| 1995 | 3.5% | +0.3% |
| 1996 | 4.2% | +19.8% |
| 1997 | 2.8% | -33.4% |
| 1998 | 4.7% | +66.2% |
| 1999 | 5.3% | +12.7% |
| 2000 | 6.6% | +25.5% |
| 2001 | 5.6% | -15.0% |
| 2002 | 4.8% | -14.9% |
| 2003 | 4.4% | -8.2% |
| 2004 | 4.0% | -8.0% |
| 2005 | 5.4% | +34.1% |
| 2006 | 4.7% | -13.2% |
| 2007 | 5.7% | +21.5% |
| 2008 | 5.9% | +3.4% |
| 2009 | 5.9% | -0.4% |
| 2010 | 6.1% | +3.3% |
| 2011 | 5.9% | -2.2% |
| 2012 | 5.8% | -2.8% |
| 2013 | 6.3% | +8.6% |
| 2014 | 6.2% | -1.2% |
| 2015 | 6.3% | +1.2% |
| 2016 | 5.2% | -16.5% |
| 2017 | 5.8% | +10.0% |
| 2018 | 5.2% | -10.6% |
| 2019 | 4.8% | -6.2% |
| 2020 | 7.3% | +50.5% |
| 2021 | 7.7% | +6.3% |
| 2022 | 5.6% | -28.0% |
| 2023 | 6.1% | +10.3% |
| 2024 | 5.4% | -12.4% |
| 2025 | 5.1% | -4.8% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1970s | 4.5% | 4.5% | 4.5% | 1 |
| 1980s | 5.5% | 4.8% | 6.6% | 10 |
| 1990s | 3.9% | 2.8% | 5.3% | 10 |
| 2000s | 5.3% | 4.0% | 6.6% | 10 |
| 2010s | 5.8% | 4.8% | 6.3% | 10 |
| 2020s | 6.2% | 5.1% | 7.7% | 6 |
Countries ranked near Early-demographic dividend
More private sector data for Early-demographic dividend
- Merchandise trade 41.4% (2025)
- Food imports 9.3% (2024)
- Manufactures imports 62.8% (2024)
- Merchandise imports 3.69 trillion current US$ (2025)
- Food exports 14.1% (2024)
- Manufactures exports 55.4% (2024)
- Merchandise exports 3.12 trillion current US$ (2025)
- Merchandise exports (current US$), per capita 867.95 current US$ per person (2025)
- Merchandise exports (current US$), per unit of GDP 0.1901 current US$ per US$ of GDP (2025)
- Merchandise exports (current US$), annual growth rate 5.37 % change on previous year (2025)
Frequently asked questions
- What is insurance and financial services in Early-demographic dividend?
- Insurance and financial services in Early-demographic dividend was 5.1% in 2025, according to Balance of Payments Statistics Yearbook and data files, International Monetary Fund (IMF).
- What is the highest insurance and financial services recorded in Early-demographic dividend?
- The highest recorded value was 7.7% in 2021.
- What is the lowest insurance and financial services recorded in Early-demographic dividend?
- The lowest recorded value was 2.8% in 1997.
- How does Early-demographic dividend rank for insurance and financial services?
- Early-demographic dividend ranks 24th out of 45 groups with data for 2025.
- Is insurance and financial services rising or falling in Early-demographic dividend?
- Over the last ten years it is down 18.3%. The long-run trend across the full record is rising.
- Where does this Early-demographic dividend data come from?
- The figures come from Balance of Payments Statistics Yearbook and data files, International Monetary Fund (IMF), published as part of Insurance and financial services (% of commercial service exports). Statizoid updates them automatically from the source API.
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About this data
Financial services covers services related to financial intermediation, financial risk management, liquidity transformation or auxiliary financial activities. It also includes insurance and pension scheme services which are services related to providing life insurance and annuities, non-life insurance, reinsurance, pensions, standardised guarantees and auxiliary services to insurance, pension schemes, and standardised guarantee schemes. This indicator is expressed as a percentage of service exports which are commercial services provided by residents to non-residents.