Insurance and financial services in Europe & Central Asia

Europe & Central Asia: Insurance and financial services was 11.1% in 2025. ▲ Rising

Latest (2025)
11.1%
Change on year
up 10.7%
Rank
10th
of 45 groups
All-time high
11.7%
in 2009
All-time low
2.9%
in 1978
Years of data
37
1977–2025

Insurance and financial services in Europe & Central Asia, 1977–2025

246810121977200120251977: 2.9 % of commercial service exports1978: 2.9 % of commercial service exports1981: 3 % of commercial service exports1982: 3.1 % of commercial service exports1983: 3.7 % of commercial service exports1986: 6.6 % of commercial service exports1987: 6.4 % of commercial service exports1988: 6.6 % of commercial service exports1989: 6.6 % of commercial service exports1990: 6.4 % of commercial service exports1999: 9.6 % of commercial service exports2000: 9.3 % of commercial service exports2001: 8.7 % of commercial service exports2002: 9.7 % of commercial service exports2003: 9.2 % of commercial service exports2004: 10.3 % of commercial service exports2005: 10.3 % of commercial service exports2006: 11 % of commercial service exports2007: 11.4 % of commercial service exports2008: 11 % of commercial service exports2009: 11.7 % of commercial service exports2010: 11 % of commercial service exports2011: 10.9 % of commercial service exports2012: 10.9 % of commercial service exports2013: 10.3 % of commercial service exports2014: 9.5 % of commercial service exports2015: 9.2 % of commercial service exports2016: 9.3 % of commercial service exports2017: 8.7 % of commercial service exports2018: 8.6 % of commercial service exports2019: 8.4 % of commercial service exports2020: 10 % of commercial service exports2021: 9.8 % of commercial service exports2022: 9 % of commercial service exports2023: 9.7 % of commercial service exports2024: 10 % of commercial service exports2025: 11.1 % of commercial service exports

Source: Balance of Payments Statistics Yearbook and data files, International Monetary Fund (IMF). Measured in % of commercial service exports.

Analysis

The most recent figure for insurance and financial services in Europe & Central Asia is 11.1%, measured in 2025.

That represents a change of up 10.7% on the previous year and up 20.3% over ten years.

Over the whole period, insurance and financial services in Europe & Central Asia peaked at 11.7% in 2009 and was at its lowest, 2.9%, in 1978.

Europe & Central Asia ranks 10th of 45 groups on this measure, in the top quarter.

The long-run direction has been consistently rising across the 37 years of available data.

Insurance and financial services in Europe & Central Asia, year by year

Annual values for Insurance and financial services (% of commercial service exports) in Europe & Central Asia, 1977 to 2025.
Year % of commercial service exports Change
1977 2.9%
1978 2.9% -0.6%
1981 3.0% +2.5%
1982 3.1% +2.3%
1983 3.7% +21.4%
1986 6.6% +78.0%
1987 6.4% -3.1%
1988 6.6% +2.9%
1989 6.6% -0.8%
1990 6.4% -1.7%
1999 9.6% +49.1%
2000 9.3% -2.7%
2001 8.7% -7.3%
2002 9.7% +12.2%
2003 9.2% -5.1%
2004 10.3% +12.1%
2005 10.3% -0.9%
2006 11.0% +7.0%
2007 11.4% +4.1%
2008 11.0% -3.2%
2009 11.7% +6.0%
2010 11.0% -6.4%
2011 10.9% -0.7%
2012 10.9% +0.2%
2013 10.3% -5.6%
2014 9.5% -8.0%
2015 9.2% -2.5%
2016 9.3% +0.6%
2017 8.7% -5.8%
2018 8.6% -1.1%
2019 8.4% -2.7%
2020 10.0% +18.8%
2021 9.8% -1.9%
2022 9.0% -8.4%
2023 9.7% +8.3%
2024 10.0% +3.1%
2025 11.1% +10.7%

Biggest year-on-year movements

Years where Insurance and financial services in Europe & Central Asia changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.

YearChange FromTo
1986 +78.0% 3.7% 6.6%
1999 +49.1% 6.4% 9.6%

Averages by decade

DecadeAverage LowestHighest Years
1970s 2.9% 2.9% 2.9% 2
1980s 5.1% 3.0% 6.6% 7
1990s 8.0% 6.4% 9.6% 2
2000s 10.3% 8.7% 11.7% 10
2010s 9.7% 8.4% 11.0% 10
2020s 9.9% 9.0% 11.1% 6

Countries ranked near Europe & Central Asia

  1. 7 Hong Kong 26.9% compare
  2. 8 Nigeria 25.3% compare
  3. 9 United Kingdom 25.2% compare
  4. 10 Guinea-Bissau 21.6% compare
  5. 11 Switzerland 21.4% compare
  6. 12 Haiti 21.1% compare
  7. 13 United States 20.2% compare

See the full ranking of 235 places →

More private sector data for Europe & Central Asia

All data for Europe & Central Asia →

Frequently asked questions

What is insurance and financial services in Europe & Central Asia?
Insurance and financial services in Europe & Central Asia was 11.1% in 2025, according to Balance of Payments Statistics Yearbook and data files, International Monetary Fund (IMF).
What is the highest insurance and financial services recorded in Europe & Central Asia?
The highest recorded value was 11.7% in 2009.
What is the lowest insurance and financial services recorded in Europe & Central Asia?
The lowest recorded value was 2.9% in 1978.
How does Europe & Central Asia rank for insurance and financial services?
Europe & Central Asia ranks 10th out of 45 groups with data for 2025.
Is insurance and financial services rising or falling in Europe & Central Asia?
Over the last ten years it is up 20.3%. The long-run trend across the full record is rising.
Where does this Europe & Central Asia data come from?
The figures come from Balance of Payments Statistics Yearbook and data files, International Monetary Fund (IMF), published as part of Insurance and financial services (% of commercial service exports). Statizoid updates them automatically from the source API.

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Insurance and financial services in Europe & Central Asia. Statizoid, drawing on Balance of Payments Statistics Yearbook and data files, International Monetary Fund (IMF). Retrieved 18 September 2026, from https://private-sector.statizoid.com/stat/insurance-and-financial-services-percent-of-commercial-service-exports/europe-and-central-asia/

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About this data

Indicator
Insurance and financial services (% of commercial service exports)
Unit
% of commercial service exports
Source
Balance of Payments Statistics Yearbook and data files, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
235 places, 8,390 data points, 1960–2025
Last refreshed

Financial services covers services related to financial intermediation, financial risk management, liquidity transformation or auxiliary financial activities. It also includes insurance and pension scheme services which are services related to providing life insurance and annuities, non-life insurance, reinsurance, pensions, standardised guarantees and auxiliary services to insurance, pension schemes, and standardised guarantee schemes. This indicator is expressed as a percentage of service exports which are commercial services provided by residents to non-residents.