Insurance and financial services in Lower middle income

Lower middle income: Insurance and financial services was 4.9% in 2025. ▲ Rising

Latest (2025)
4.9%
Change on year
down 12.8%
Rank
25th
of 45 groups
All-time high
5.8%
in 2023
All-time low
2.2%
in 1983
Years of data
49
1977–2025

Insurance and financial services in Lower middle income, 1977–2025

0246197720012025

Source: Balance of Payments Statistics Yearbook and data files, International Monetary Fund (IMF). Measured in % of commercial service exports.

Analysis

The most recent figure for insurance and financial services in Lower middle income is 4.9%, measured in 2025.

Compared with earlier readings it is down 12.8% on the previous year and up 13.2% over ten years.

Over the whole period, insurance and financial services in Lower middle income peaked at 5.8% in 2023 and was at its lowest, 2.2%, in 1983.

That places Lower middle income 25th out of 45 groups with data for 2025, putting it in the middle of the range.

The long-run direction has been consistently rising across the 49 years of available data.

Insurance and financial services in Lower middle income, year by year

Annual values for Insurance and financial services (% of commercial service exports) in Lower middle income, 1977 to 2025.
Year % of commercial service exports Change
1977 3.0%
1978 3.4% +12.1%
1979 4.0% +16.6%
1980 3.3% -17.0%
1981 2.8% -14.2%
1982 3.1% +9.7%
1983 2.2% -28.5%
1984 2.5% +13.3%
1985 3.0% +20.2%
1986 2.6% -14.3%
1987 3.2% +23.2%
1988 3.0% -5.8%
1989 2.9% -2.5%
1990 2.3% -22.0%
1991 2.6% +12.4%
1992 2.9% +11.2%
1993 2.6% -8.3%
1994 2.4% -9.9%
1995 2.3% -4.2%
1996 2.9% +28.6%
1997 2.6% -9.2%
1998 2.4% -10.7%
1999 2.7% +13.1%
2000 3.3% +24.5%
2001 3.4% +2.5%
2002 3.4% -0.7%
2003 2.9% -15.1%
2004 2.9% +2.5%
2005 3.6% +23.0%
2006 3.9% +6.6%
2007 4.1% +7.2%
2008 4.1% -0.3%
2009 4.2% +1.2%
2010 4.4% +5.0%
2011 4.4% +1.7%
2012 4.2% -6.2%
2013 4.1% -1.8%
2014 3.9% -5.8%
2015 4.4% +12.9%
2016 4.2% -2.4%
2017 4.2% -1.7%
2018 4.9% +17.7%
2019 4.8% -3.1%
2020 5.6% +17.8%
2021 5.4% -4.2%
2022 5.1% -5.1%
2023 5.8% +14.7%
2024 5.6% -3.5%
2025 4.9% -12.8%

Averages by decade

DecadeAverage LowestHighest Years
1970s 3.5% 3.0% 4.0% 3
1980s 2.9% 2.2% 3.3% 10
1990s 2.5% 2.3% 2.9% 10
2000s 3.6% 2.9% 4.2% 10
2010s 4.3% 3.9% 4.9% 10
2020s 5.4% 4.9% 5.8% 6

Countries ranked near Lower middle income

  1. 22 Germany 14.2% compare
  2. 23 Ghana 14.1% compare
  3. 24 Trinidad and Tobago 12.9% compare
  4. 25 South Sudan 12.3% compare
  5. 26 France 12.2% compare
  6. 27 Armenia 11.8% compare
  7. 28 Benin 11.4% compare

See the full ranking of 235 places →

More private sector data for Lower middle income

All data for Lower middle income →

Frequently asked questions

What is insurance and financial services in Lower middle income?
Insurance and financial services in Lower middle income was 4.9% in 2025, according to Balance of Payments Statistics Yearbook and data files, International Monetary Fund (IMF).
What is the highest insurance and financial services recorded in Lower middle income?
The highest recorded value was 5.8% in 2023.
What is the lowest insurance and financial services recorded in Lower middle income?
The lowest recorded value was 2.2% in 1983.
How does Lower middle income rank for insurance and financial services?
Lower middle income ranks 25th out of 45 groups with data for 2025.
Is insurance and financial services rising or falling in Lower middle income?
Over the last ten years it is up 13.2%. The long-run trend across the full record is rising.
Where does this Lower middle income data come from?
The figures come from Balance of Payments Statistics Yearbook and data files, International Monetary Fund (IMF), published as part of Insurance and financial services (% of commercial service exports). Statizoid updates them automatically from the source API.

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Insurance and financial services in Lower middle income. Statizoid, drawing on Balance of Payments Statistics Yearbook and data files, International Monetary Fund (IMF). Retrieved 15 September 2026, from https://private-sector.statizoid.com/stat/insurance-and-financial-services-percent-of-commercial-service-exports/lower-middle-income/

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About this data

Indicator
Insurance and financial services (% of commercial service exports)
Unit
% of commercial service exports
Source
Balance of Payments Statistics Yearbook and data files, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
235 places, 8,390 data points, 1960–2025
Last refreshed

Financial services covers services related to financial intermediation, financial risk management, liquidity transformation or auxiliary financial activities. It also includes insurance and pension scheme services which are services related to providing life insurance and annuities, non-life insurance, reinsurance, pensions, standardised guarantees and auxiliary services to insurance, pension schemes, and standardised guarantee schemes. This indicator is expressed as a percentage of service exports which are commercial services provided by residents to non-residents.