Statizoid

Getting credit: Credit registry coverage (% of adults) by country

The credit registry coverage reports the number of individuals and firms listed in a credit registry’s database as of January 1 with information on their borrowing history from the past five years, and the number of individuals and firms that have had no borrowing history in the past five years but for which a...

Countries reporting
110
Highest
100.0%
China
Lowest
0.0%
Venezuela, Bolivarian Republic of
Median
15.0%
Years covered
16
2004–2019
Data points
2,949

What the numbers show

Getting credit: Credit registry coverage (% of adults) is currently reported for 110 countries. The highest value is 100.0% in China; the lowest is 0.0% in Venezuela, Bolivarian Republic of.

The median across all reporting countries is 15.0%, and the mean is 27.8%.

Over the past decade 68 countries rose and 17 fell. The largest increase was in Madagascar (up 10,300.0%), and the largest decrease in Armenia (down 100.0%).

Getting credit: Credit registry coverage: full country ranking

#Country LatestYear 10-year changeTrend
1 China 100.0% 2019 up 629.9% volatile
1 Mauritius 100.0% 2019 up 171.7% volatile
1 Portugal 100.0% 2019 up 23.0% rising
1 Slovenia 100.0% 2019 up 3,603.7% volatile
1 Uruguay 100.0% 2019 up 461.8% volatile
6 Latvia 96.9% 2019 up 108.4% volatile
7 Belgium 95.6% 2019 up 69.2% rising
8 Ireland 94.4% 2019 — volatile
9 San Marino 92.6% 2019 — volatile
10 Türkiye 80.2% 2019 up 404.4% volatile
11 Brazil 79.0% 2019 up 233.3% volatile
12 Bulgaria 78.0% 2019 up 124.1% rising
13 Brunei Darussalam 76.8% 2019 — volatile
14 Seychelles 76.6% 2019 — volatile
15 Spain 68.6% 2019 up 51.4% rising
16 Republic of Korea 68.2% 2019 — volatile
17 Malaysia 64.9% 2019 up 33.8% rising
18 Iran, Islamic Republic of 60.3% 2019 up 92.7% rising
19 Viet Nam 59.4% 2019 up 212.6% volatile
20 Chile 59.1% 2019 up 79.6% rising
21 Albania 56.2% 2019 up 467.7% volatile
22 Malta 54.4% 2019 — volatile
23 Lithuania 53.7% 2019 up 343.8% volatile
24 Mongolia 53.6% 2019 up 141.4% volatile
25 Belarus 53.0% 2019 up 126.5% volatile
26 Argentina 48.1% 2019 up 40.2% rising
27 Bosnia and Herzegovina 47.1% 2019 up 103.0% volatile
28 France 47.0% 2019 up 44.6% rising
29 North Macedonia 41.7% 2019 up 48.4% volatile
30 Kosovo 41.4% 2019 up 119.0% volatile
30 Kosovo (UNSCR 1244) 41.4% 2019 up 119.0% volatile
32 Montenegro 41.0% 2019 up 48.6% rising
33 Cameroon 40.1% 2019 up 2,127.8% volatile
34 Peru 39.4% 2019 up 71.3% rising
35 Costa Rica 36.4% 2019 up 49.8% volatile
35 Tunisia 36.4% 2019 up 82.9% rising
37 Qatar 34.7% 2019 — volatile
38 Italy 31.1% 2019 up 154.9% rising
39 Indonesia 30.9% 2019 up 40.5% volatile
40 El Salvador 30.4% 2019 up 44.8% rising
41 Gabon 28.5% 2019 up 630.8% volatile
42 Oman 27.1% 2019 up 59.4% rising
43 Dominican Republic 26.8% 2019 down 9.8% rising
44 Bolivia, Plurinational State of 26.1% 2019 up 125.0% rising
45 Paraguay 23.9% 2019 up 119.3% rising
46 Palestine, State of 22.9% 2019 up 252.3% volatile
47 Guatemala 22.8% 2019 up 34.9% rising
48 Maldives 22.4% 2019 up 26.6% rising
49 Sao Tome and Principe 21.5% 2019 — volatile
50 Lebanon 21.3% 2019 up 156.6% volatile
51 Cape Verde 20.0% 2019 down 13.0% rising
52 Lao People's Democratic Republic 19.8% 2019 — volatile
53 Romania 19.4% 2019 up 240.4% volatile
54 Honduras 17.3% 2019 down 20.3% rising
55 Kuwait 16.8% 2019 up 54.1% rising
56 Congo 13.2% 2019 up 340.0% volatile
57 Nicaragua 12.9% 2019 down 19.4% rising
58 United Arab Emirates 12.0% 2019 up 64.4% rising
59 Comoros 11.9% 2019 — volatile
60 Pakistan 11.7% 2019 up 108.9% volatile
61 Equatorial Guinea 10.8% 2019 up 260.0% volatile
62 Madagascar 10.4% 2019 up 10,300.0% volatile
62 Rwanda 10.4% 2019 up 2,500.0% volatile
64 Egypt 9.5% 2019 up 280.0% volatile
65 Zimbabwe 8.8% 2019 — volatile
66 Timor-Leste 8.7% 2019 — volatile
67 Mauritania 8.4% 2019 up 4,100.0% volatile
68 Syrian Arab Republic 7.8% 2019 — volatile
69 Mozambique 7.6% 2019 up 230.4% volatile
70 Czechia 7.3% 2019 up 49.0% rising
71 Burundi 6.5% 2019 up 3,150.0% volatile
72 Haiti 5.3% 2019 up 657.1% volatile
73 Bangladesh 5.2% 2019 up 477.8% volatile
74 Central African Republic 5.1% 2019 up 142.9% volatile
75 Jordan 5.0% 2019 up 400.0% volatile
76 Nigeria 4.8% 2019 — volatile
77 Algeria 3.6% 2019 up 1,700.0% volatile
78 Liberia 3.2% 2019 up 966.7% volatile
79 Chad 2.5% 2019 up 1,150.0% volatile
80 Ukraine 2.4% 2019 — volatile
81 Austria 2.2% 2019 up 57.1% rising
82 Sierra Leone 2.1% 2019 — volatile
83 Slovakia 2.0% 2019 up 42.9% rising
84 Germany 1.8% 2019 up 125.0% volatile
84 Guinea 1.8% 2019 — volatile
86 Afghanistan 1.5% 2019 — volatile
86 Angola 1.5% 2019 down 40.0% falling
86 Congo, Democratic Republic of the 1.5% 2019 — volatile
89 Iraq 1.3% 2019 — volatile
89 Yemen 1.3% 2019 up 550.0% volatile
91 Libya 0.6% 2019 up 20.0% rising
92 Djibouti 0.4% 2019 up 100.0% rising
92 Ethiopia 0.4% 2019 up 300.0% volatile
94 Armenia 0.0% 2019 down 100.0% volatile
94 Azerbaijan 0.0% 2019 down 100.0% volatile
94 Benin 0.0% 2019 down 100.0% rising
94 Burkina Faso 0.0% 2019 down 100.0% volatile
94 Bhutan 0.0% 2019 — volatile
94 Côte d'Ivoire 0.0% 2019 down 100.0% volatile
94 Ecuador 0.0% 2019 down 100.0% volatile
94 Guinea-Bissau 0.0% 2019 down 100.0% volatile
94 Morocco 0.0% 2019 — volatile
94 Mali 0.0% 2019 down 100.0% volatile
94 Niger 0.0% 2019 down 100.0% volatile
94 Saudi Arabia 0.0% 2019 — volatile
94 Senegal 0.0% 2019 down 100.0% volatile
94 Serbia 0.0% 2019 — volatile
94 Togo 0.0% 2019 down 100.0% volatile
94 Uzbekistan 0.0% 2019 down 100.0% volatile
94 Venezuela, Bolivarian Republic of 0.0% 2019 — volatile

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Getting credit: Credit registry coverage by country. Statizoid. Retrieved 26 August 2026, from https://private-sector.statizoid.com/stat/getting-credit-credit-registry-coverage-percent-of-adults/

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About this data

Indicator
Getting credit: Credit registry coverage (% of adults)
Unit
% of adults
Source
World Bank
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
191 places, 2,949 data points, 2004–2019
Last refreshed

The credit registry coverage reports the number of individuals and firms listed in a credit registry’s database as of January 1 with information on their borrowing history from the past five years, and the number of individuals and firms that have had no borrowing history in the past five years but for which a lender requested a credit report from the registry in the previous calendar year. The number is expressed as a percentage of the adult population.