Getting credit, legal rights index by country
The strength of legal rights index measures the degree to which collateral and bankruptcy laws protect the rights of borrowers and lenders and thus facilitate lending. For more information, visit http://www.doingbusiness.org/MethodologySurveys/.
What the numbers show
Getting credit, legal rights index is currently reported for 49 countries. The highest value is 10 in Kenya; the lowest is 1 in Djibouti.
The median across all reporting countries is 6, and the mean is 5.35.
The gap between the highest and lowest reporting country is a factor of about 10.
Getting credit, legal rights index: full country ranking
| # | Country | Latest | Year | 10-year change | Trend |
|---|---|---|---|---|---|
| 1 | Kenya | 10 | 2012 | unchanged | flat |
| 3 | Zambia | 9 | 2012 | unchanged | flat |
| 3 | Nigeria | 9 | 2012 | unchanged | flat |
| 5 | Ghana | 8 | 2012 | up 33.3% | rising |
| 5 | Namibia | 8 | 2012 | unchanged | flat |
| 7 | Rwanda | 7 | 2012 | up 250.0% | volatile |
| 7 | Uganda | 7 | 2012 | unchanged | flat |
| 7 | Tanzania | 7 | 2012 | unchanged | flat |
| 7 | Sierra Leone | 7 | 2012 | up 40.0% | rising |
| 7 | Malawi | 7 | 2012 | unchanged | flat |
| 7 | Botswana | 7 | 2012 | unchanged | flat |
| 7 | Zimbabwe | 7 | 2012 | unchanged | flat |
| 7 | Liberia | 7 | 2012 | up 75.0% | rising |
| 15 | Niger | 6 | 2012 | up 100.0% | rising |
| 15 | Senegal | 6 | 2012 | up 100.0% | rising |
| 15 | Mauritius | 6 | 2012 | unchanged | flat |
| 15 | Mali | 6 | 2012 | up 100.0% | rising |
| 15 | Chad | 6 | 2012 | up 100.0% | rising |
| 15 | Eswatini | 6 | 2012 | unchanged | flat |
| 15 | Togo | 6 | 2012 | up 100.0% | rising |
| 15 | Equatorial Guinea | 6 | 2012 | up 100.0% | rising |
| 15 | Benin | 6 | 2012 | up 100.0% | rising |
| 15 | Burkina Faso | 6 | 2012 | up 100.0% | rising |
| 15 | Cote d'Ivoire | 6 | 2012 | up 100.0% | rising |
| 15 | Cameroon | 6 | 2012 | up 100.0% | rising |
| 15 | Congo | 6 | 2012 | up 100.0% | rising |
| 15 | Comoros | 6 | 2012 | up 100.0% | rising |
| 15 | Gabon | 6 | 2012 | up 100.0% | rising |
| 15 | Guinea | 6 | 2012 | up 100.0% | rising |
| 15 | Guinea-Bissau | 6 | 2012 | up 100.0% | rising |
| 15 | Lesotho | 6 | 2012 | unchanged | flat |
| 34 | Gambia | 5 | 2012 | unchanged | flat |
| 35 | Ethiopia | 4 | 2012 | unchanged | flat |
| 35 | Sudan | 4 | 2012 | unchanged | flat |
| 35 | Seychelles | 4 | 2012 | unchanged | flat |
| 38 | Tunisia | 3 | 2012 | unchanged | flat |
| 38 | Angola | 3 | 2012 | unchanged | flat |
| 38 | Mauritania | 3 | 2012 | unchanged | flat |
| 38 | Mozambique | 3 | 2012 | unchanged | flat |
| 38 | Morocco | 3 | 2012 | unchanged | flat |
| 38 | Egypt | 3 | 2012 | unchanged | flat |
| 38 | Algeria | 3 | 2012 | unchanged | flat |
| 38 | Cape Verde | 3 | 2012 | unchanged | flat |
| 38 | Democratic Republic of Congo | 3 | 2012 | unchanged | flat |
| 38 | Burundi | 3 | 2012 | up 50.0% | rising |
| 48 | Sao Tome and Principe | 2 | 2012 | unchanged | flat |
| 48 | Madagascar | 2 | 2012 | unchanged | flat |
| 48 | Eritrea | 2 | 2012 | unchanged | flat |
| 51 | Djibouti | 1 | 2012 | unchanged | flat |
Regions and income groups
Aggregates are excluded from the country ranking above so that a region can never outrank a country.
About this data
The strength of legal rights index measures the degree to which collateral and bankruptcy laws protect the rights of borrowers and lenders and thus facilitate lending. For more information, visit http://www.doingbusiness.org/MethodologySurveys/.