Dealing with construction permits: Liability and insurance regimes index (0-2) (DB16-20 methodology) by country
The liability and insurance regimes index evaluates the stringency of latent defect liability and insurance regimes. It has two components: (i) whether any parties involved in the construction process are held legally liable for latent defects such as structural flaws or problems in the building once it is in use;...
What the numbers show
Dealing with construction permits: Liability and insurance regimes index (0-2) (DB16-20 methodology) is currently reported for 128 countries. The highest value is 2 DB16-20 methodology in Albania; the lowest is 0 DB16-20 methodology in Singapore.
The median across all reporting countries is 1 DB16-20 methodology, and the mean is 1.23 DB16-20 methodology.
Over the past decade 2 countries rose and 1 fell. The largest increase was in Philippines (up 100.0%), and the largest decrease in Singapore (down 100.0%).
Dealing with construction: Liability and insurance: full country ranking
| # | Country | Latest | Year | 10-year change | Trend |
|---|---|---|---|---|---|
| 1 | Albania | 2 DB16-20 methodology | 2019 | unchanged | flat |
| 1 | United Arab Emirates | 2 DB16-20 methodology | 2019 | unchanged | flat |
| 1 | Austria | 2 DB16-20 methodology | 2019 | unchanged | flat |
| 1 | Belgium | 2 DB16-20 methodology | 2019 | unchanged | flat |
| 1 | Benin | 2 DB16-20 methodology | 2019 | unchanged | flat |
| 1 | Burkina Faso | 2 DB16-20 methodology | 2019 | unchanged | flat |
| 1 | Bulgaria | 2 DB16-20 methodology | 2019 | unchanged | flat |
| 1 | Canada | 2 DB16-20 methodology | 2019 | unchanged | flat |
| 1 | China | 2 DB16-20 methodology | 2019 | unchanged | flat |
| 1 | Cameroon | 2 DB16-20 methodology | 2019 | unchanged | flat |
| 1 | Congo | 2 DB16-20 methodology | 2019 | unchanged | flat |
| 1 | Colombia | 2 DB16-20 methodology | 2019 | unchanged | flat |
| 1 | Cape Verde | 2 DB16-20 methodology | 2019 | unchanged | flat |
| 1 | Algeria | 2 DB16-20 methodology | 2019 | unchanged | flat |
| 1 | Egypt | 2 DB16-20 methodology | 2019 | unchanged | flat |
| 1 | France | 2 DB16-20 methodology | 2019 | unchanged | flat |
| 1 | Hong Kong | 2 DB16-20 methodology | 2019 | unchanged | flat |
| 1 | Indonesia | 2 DB16-20 methodology | 2019 | unchanged | flat |
| 1 | India | 2 DB16-20 methodology | 2019 | — | volatile |
| 1 | Israel | 2 DB16-20 methodology | 2019 | unchanged | flat |
| 1 | Italy | 2 DB16-20 methodology | 2019 | unchanged | flat |
| 1 | Kuwait | 2 DB16-20 methodology | 2019 | unchanged | flat |
| 1 | Lebanon | 2 DB16-20 methodology | 2019 | unchanged | flat |
| 1 | Luxembourg | 2 DB16-20 methodology | 2019 | unchanged | flat |
| 1 | Morocco | 2 DB16-20 methodology | 2019 | unchanged | flat |
| 1 | Malta | 2 DB16-20 methodology | 2019 | unchanged | flat |
| 1 | Mongolia | 2 DB16-20 methodology | 2019 | unchanged | flat |
| 1 | Mauritius | 2 DB16-20 methodology | 2019 | unchanged | flat |
| 1 | New Zealand | 2 DB16-20 methodology | 2019 | unchanged | flat |
| 1 | Philippines | 2 DB16-20 methodology | 2019 | up 100.0% | rising |
| 1 | Poland | 2 DB16-20 methodology | 2019 | unchanged | flat |
| 1 | Rwanda | 2 DB16-20 methodology | 2019 | up 100.0% | rising |
| 1 | Senegal | 2 DB16-20 methodology | 2019 | unchanged | flat |
| 1 | Serbia | 2 DB16-20 methodology | 2019 | unchanged | flat |
| 1 | Chad | 2 DB16-20 methodology | 2019 | unchanged | flat |
| 1 | Togo | 2 DB16-20 methodology | 2019 | — | volatile |
| 1 | Tunisia | 2 DB16-20 methodology | 2019 | unchanged | flat |
| 38 | Iran | 1.5 DB16-20 methodology | 2019 | unchanged | flat |
| 38 | Mali | 1.5 DB16-20 methodology | 2019 | unchanged | flat |
| 38 | Suriname | 1.5 DB16-20 methodology | 2019 | unchanged | flat |
| 41 | Mexico | 1.17 DB16-20 methodology | 2019 | unchanged | flat |
| 42 | Afghanistan | 1 DB16-20 methodology | 2019 | unchanged | flat |
| 42 | Angola | 1 DB16-20 methodology | 2019 | unchanged | flat |
| 42 | Argentina | 1 DB16-20 methodology | 2019 | unchanged | flat |
| 42 | Australia | 1 DB16-20 methodology | 2019 | unchanged | flat |
| 42 | Burundi | 1 DB16-20 methodology | 2019 | unchanged | flat |
| 42 | Bahrain | 1 DB16-20 methodology | 2019 | unchanged | flat |
| 42 | Bosnia and Herzegovina | 1 DB16-20 methodology | 2019 | unchanged | flat |
| 42 | Belarus | 1 DB16-20 methodology | 2019 | unchanged | flat |
| 42 | Bolivia | 1 DB16-20 methodology | 2019 | unchanged | flat |
| 42 | Brazil | 1 DB16-20 methodology | 2019 | unchanged | flat |
| 42 | Chile | 1 DB16-20 methodology | 2019 | unchanged | flat |
| 42 | Cote d'Ivoire | 1 DB16-20 methodology | 2019 | unchanged | flat |
| 42 | Democratic Republic of Congo | 1 DB16-20 methodology | 2019 | unchanged | flat |
| 42 | Comoros | 1 DB16-20 methodology | 2019 | unchanged | flat |
| 42 | Costa Rica | 1 DB16-20 methodology | 2019 | unchanged | flat |
| 42 | Czechia | 1 DB16-20 methodology | 2019 | unchanged | flat |
| 42 | Djibouti | 1 DB16-20 methodology | 2019 | — | volatile |
| 42 | Denmark | 1 DB16-20 methodology | 2019 | unchanged | flat |
| 42 | Dominican Republic | 1 DB16-20 methodology | 2019 | unchanged | flat |
| 42 | Ecuador | 1 DB16-20 methodology | 2019 | unchanged | flat |
| 42 | Spain | 1 DB16-20 methodology | 2019 | unchanged | flat |
| 42 | Estonia | 1 DB16-20 methodology | 2019 | unchanged | flat |
| 42 | Fiji | 1 DB16-20 methodology | 2019 | unchanged | flat |
| 42 | Georgia | 1 DB16-20 methodology | 2019 | — | volatile |
| 42 | Ghana | 1 DB16-20 methodology | 2019 | unchanged | flat |
| 42 | Guinea | 1 DB16-20 methodology | 2019 | — | volatile |
| 42 | Equatorial Guinea | 1 DB16-20 methodology | 2019 | unchanged | flat |
| 42 | Greece | 1 DB16-20 methodology | 2019 | unchanged | flat |
| 42 | Guatemala | 1 DB16-20 methodology | 2019 | unchanged | flat |
| 42 | Honduras | 1 DB16-20 methodology | 2019 | unchanged | flat |
| 42 | Croatia | 1 DB16-20 methodology | 2019 | unchanged | flat |
| 42 | Hungary | 1 DB16-20 methodology | 2019 | unchanged | flat |
| 42 | Jamaica | 1 DB16-20 methodology | 2019 | unchanged | flat |
| 42 | Jordan | 1 DB16-20 methodology | 2019 | unchanged | flat |
| 42 | Japan | 1 DB16-20 methodology | 2019 | unchanged | flat |
| 42 | Kazakhstan | 1 DB16-20 methodology | 2019 | unchanged | flat |
| 42 | South Korea | 1 DB16-20 methodology | 2019 | unchanged | flat |
| 42 | Lithuania | 1 DB16-20 methodology | 2019 | unchanged | flat |
| 42 | Moldova | 1 DB16-20 methodology | 2019 | unchanged | flat |
| 42 | Madagascar | 1 DB16-20 methodology | 2019 | unchanged | flat |
| 42 | North Macedonia | 1 DB16-20 methodology | 2019 | unchanged | flat |
| 42 | Montenegro | 1 DB16-20 methodology | 2019 | unchanged | flat |
| 42 | Malaysia | 1 DB16-20 methodology | 2019 | unchanged | flat |
| 42 | Niger | 1 DB16-20 methodology | 2019 | unchanged | flat |
| 42 | Netherlands | 1 DB16-20 methodology | 2019 | unchanged | flat |
| 42 | Oman | 1 DB16-20 methodology | 2019 | unchanged | flat |
| 42 | Panama | 1 DB16-20 methodology | 2019 | unchanged | flat |
| 42 | Peru | 1 DB16-20 methodology | 2019 | unchanged | flat |
| 42 | Puerto Rico | 1 DB16-20 methodology | 2019 | unchanged | flat |
| 42 | Portugal | 1 DB16-20 methodology | 2019 | unchanged | flat |
| 42 | Paraguay | 1 DB16-20 methodology | 2019 | unchanged | flat |
| 42 | Qatar | 1 DB16-20 methodology | 2019 | unchanged | flat |
| 42 | Romania | 1 DB16-20 methodology | 2019 | unchanged | flat |
| 42 | Russia | 1 DB16-20 methodology | 2019 | unchanged | flat |
| 42 | Sudan | 1 DB16-20 methodology | 2019 | unchanged | flat |
| 42 | Solomon Islands | 1 DB16-20 methodology | 2019 | unchanged | flat |
| 42 | San Marino | 1 DB16-20 methodology | 2019 | unchanged | flat |
| 42 | Slovakia | 1 DB16-20 methodology | 2019 | unchanged | flat |
| 42 | Slovenia | 1 DB16-20 methodology | 2019 | unchanged | flat |
| 42 | Thailand | 1 DB16-20 methodology | 2019 | unchanged | flat |
| 42 | Tonga | 1 DB16-20 methodology | 2019 | unchanged | flat |
| 42 | Turkey | 1 DB16-20 methodology | 2019 | unchanged | flat |
| 42 | Ukraine | 1 DB16-20 methodology | 2019 | unchanged | flat |
| 42 | Uruguay | 1 DB16-20 methodology | 2019 | unchanged | flat |
| 42 | Uzbekistan | 1 DB16-20 methodology | 2019 | unchanged | flat |
| 42 | Saint Vincent and the Grenadines | 1 DB16-20 methodology | 2019 | unchanged | flat |
| 42 | Venezuela | 1 DB16-20 methodology | 2019 | unchanged | flat |
| 42 | Kosovo | 1 DB16-20 methodology | 2019 | unchanged | flat |
| 42 | Taiwan | 1 DB16-20 methodology | 2019 | unchanged | flat |
| 42 | Kosovo (UNSCR 1244) | 1 DB16-20 methodology | 2019 | unchanged | flat |
| 112 | Pakistan | 0.975 DB16-20 methodology | 2019 | unchanged | flat |
| 113 | Barbados | 0.5 DB16-20 methodology | 2019 | unchanged | flat |
| 113 | Germany | 0.5 DB16-20 methodology | 2019 | unchanged | flat |
| 113 | Gabon | 0.5 DB16-20 methodology | 2019 | — | volatile |
| 113 | Guinea-Bissau | 0.5 DB16-20 methodology | 2019 | unchanged | flat |
| 113 | Iraq | 0.5 DB16-20 methodology | 2019 | unchanged | flat |
| 113 | Kiribati | 0.5 DB16-20 methodology | 2019 | unchanged | flat |
| 113 | Laos | 0.5 DB16-20 methodology | 2019 | unchanged | flat |
| 113 | Saint Lucia | 0.5 DB16-20 methodology | 2019 | unchanged | flat |
| 113 | Mauritania | 0.5 DB16-20 methodology | 2019 | unchanged | flat |
| 113 | Malawi | 0.5 DB16-20 methodology | 2019 | unchanged | flat |
| 113 | Namibia | 0.5 DB16-20 methodology | 2019 | unchanged | flat |
| 113 | Nicaragua | 0.5 DB16-20 methodology | 2019 | unchanged | flat |
| 113 | Sao Tome and Principe | 0.5 DB16-20 methodology | 2019 | unchanged | flat |
| 113 | Zimbabwe | 0.5 DB16-20 methodology | 2019 | unchanged | flat |
| 127 | United States | 0.4 DB16-20 methodology | 2019 | unchanged | flat |
| 128 | Singapore | 0 DB16-20 methodology | 2019 | down 100.0% | volatile |
About this data
The liability and insurance regimes index evaluates the stringency of latent defect liability and insurance regimes. It has two components: (i) whether any parties involved in the construction process are held legally liable for latent defects such as structural flaws or problems in the building once it is in use; (ii) whether any party involved in the construction process is legally required to obtain a latent defect liability or decennial (10 years) liability insurance policy to cover possible structural flaws or problems in the building once it is in use. The index is computed based on the methodology in the DB16-20 studies.